International Journals

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Subject: search.filters.subject.Financial Inclusion

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    FINANCIAL INCLUSION AND AGRICULTURE CREDIT REFORM IN INDIA
    (Bonfring International Journal, 2021-02-20) Vidyakala K
    Role of Financial Inclusion
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    A STUDY ON AWARENESS OF PRADHAN MANTRI JAN DHAN YOJANA [THE FINANCIAL INCLUSION] WITH SPECIAL REFERENCE TO RURAL AREAS OF COIMBATORE DISTRICT
    (Jour of Adv Research in Dynamical & Control Systems, 2018-11-27) M, Mageswari
    Financial Inclusion, broadly defined, refers to universal access to a wide range of financial services at a reasonable cost to low-income segments of society Financial inclusion is an innovative concept which promotes the banking habits among the financially excluded people and enables to reduce poverty and the launch of Pradhan Mantri Jan Dhan Yojana (PMJDY) by Government of India is in that direction. It enables to reduce the gap between rich and poor population. In the current scenario financial institutions are the robust pillars of progress, economic growth and development of the economy. This scheme is not confined to opening of bank account but has other advantages blended with it such as Zero Balance bank account with RuPay debit card, Accidental Insurance cover of Rs 1 lakh, Life Insurance cover of Rs 30,000, etc. This paper is an attempt to identify the awareness of the rural people of Coimbatore about the newly launched scheme Pradhan Mantri Jan Dhan Yojana.
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    A CONCEPTUAL STUDY ON STRATEGIES ADOPTED BY RBI FOR FINANCIAL INCLUSION IN INDIA
    (Journal of Emerging Technologies and Innovative Research (JETIR), 2018-09) Vidyakala K; Nithya Kala K
    India is the sixth largest economy in the world (source: World Bank, 2018). For developing country like India credit is considered to be the prime factor for the economic development. Financial inclusion is the conscious effort taken in by Indian government and RBI to bring “Unbanked Population” to formal banking system. Financial inclusion is the process of making financial services available and accessible at affordable costs to all individuals and businesses. Financial inclusion aims to address and provide solutions to the problems that exclude people from participating in the financial sector. This paper focuses on strategies adopted by RBI for Financial Inclusion in India using secondary data in-order to evaluate access and usage of financial services to measure the financial inclusion progress in India